Ray Driver, III, is a third-generation owner of the company. Ray is committed to his firm’s tradition of “Growth-Through-Relationships” by continuously building and maintaining strong relationships with capital providers, strategic partners and his employees, a key component to his continued success.

With more than three decades of experience in commercial real estate, Ray has worked with many leading capital providers across the country in various capacities. Ray has been instrumental in developing loan origination platforms, placement of hundreds of debt and equity transactions, and has extensive knowledge of commercial real estate lending and the mortgage banking industry through loan origination, transaction management, real estate consulting and asset management.

Ray’s day-to-day involvement at the firm is focused on accelerating productivity by overseeing origination, underwriting, closing and servicing of debt and equity transactions for a broad range of assets including retail, industrial, office and multi-family properties. Ray further manages all processes related to operating a successful mortgage banking firm.

As a founding member of Q10 Capital, LLC, Ray serves as Chairman of the Board of Directors and is also on the Executive Committee for Q10 Capital. Ray helps provide strategic direction for the group as well as leadership and guidance to all sixteen member offices throughout the US.

Ray has been instrumental in seizing opportunities for growth of the company that ensures profitability of goals and success of its employees. In the mid-1980s, Ray created a subsidiary company KD Management, which managed distressed real estate assets for institutional investors. With the addition of two firms in 2000, the Principals further established the company into what it is today, a leader in commercial real estate lending.

Ray recently joined the executive advisory board of the University of Houston Bauer Graduate Real Estate Program and is excited to be part of building future industry leaders. Ray has served as a panelist, featured speaker and continues to be involved in many capacities in numerous industry organizations, including the Mortgage Bankers Association, Texas Mortgage Bankers Association, the National Multi-Housing Council, Urban Land Institute, and International Council of Shopping Centers. Ray served as 2004 President and served on the Board of Directors for several years for the Houston Chapter of NAIOP. He currently serves on the Executive Advisory Board of the University of Houston Bauer Graduate Real Estate Program. Ray’s dedication to developing relationships endures in his personal life as well through committing his time to numerous community and civic organizations.

A lifelong resident of Houston, Texas, Ray began his extensive commercial mortgage banking career when he joined the company in 1975. He is a graduate of Stephen F. Austin University, and Ray holds a Texas real estate license.

Contact Ray at 713-871-5801 or