Ray Driver, III, is a third-generation owner of the company. Ray is committed to his firm’s tradition of “Growth Through Relationships” by continuously building and maintaining strong relationships with capital providers, strategic partners and his employees, a key component to his continued success.

With more than three decades of experience in commercial real estate, Ray has worked with many leading capital providers across the country in various capacities. Ray has been instrumental in developing loan origination platforms, placement of hundreds of debt and equity transactions, and has extensive knowledge of commercial real estate lending and the mortgage banking industry through loan origination, transaction management, real estate consulting and asset management.

Ray’s day-to-day involvement at the firm is focused on accelerating productivity by overseeing origination, underwriting, closing and servicing of debt and equity transactions for a broad range of assets including retail, industrial, office, and multi-family properties. Ray further manages all processes related to operating a successful mortgage banking firm.

Upon joining Q10 Capital, LLC, as a founding member in 2004, Ray served on the Executive Committee and as Chairman of the Board of Directors. Ray helps provide strategic direction for the group as well as leadership and guidance to all member offices throughout the US.

Ray currently serves on the executive advisory boards of the University of Houston Graduate Real Estate Program and the Texas A&M Masters of Real Estate Program and is excited to be part of building future industry leaders. Ray has served as a panelist, featured speaker and continues to be involved in many capacities in numerous industry organizations, including the Mortgage Bankers Association, Texas Mortgage Bankers Association, the National Multi-Housing Council, Urban Land Institute, and International Council of Shopping Centers. Ray served as 2004 President and served on the Board of Directors for several years for the Houston Chapter of NAIOP. Ray’s dedication to developing relationships endures in his personal life as well, through committing his time to several community and civic organizations.

A lifelong resident of Houston, Texas, Ray began his extensive commercial mortgage banking career when he joined the company in 1975. He is a graduate of Stephen F. Austin University.

Contact Ray at (713) 871-5801 or


Property Name: Cincinnati Apartments
Location: Cincinnati, Ohio
Property Type: Apartment/Multi-Family
Transaction Type: Refinance
Loan Amount: $20,500,000
More Info: Ray Driver at 713-871-5801 or contact me